Find a Knowledgeable Realtor

Overview

I have been a Real Estate profession instructor on the HECM for Home Purchase since early 2010 and have educated thousands of Realtors®, and other real estate professionals, on the benefits of this FHA program for senior homebuyers.

With nearly 20 years experience in the reverse mortgage (HECM) industry exclusively; the knowledge and personal experience accumulated is vast in all areas from education, presentation, application, to title, liens, and value issues will assist in making for a smooth transaction when working in partnership to close the HECM for home purchase transaction.

The professionalism and assistance that comes while working closely from start-to-conclusion and from friendship-to-referral has always been be the best experience for all!

Background

 Reverse Mortgage Specialist & Trainer – Area Education and Sales Leader                                   2000 – Present

• Developed Florida territory from total scratch in 2000 – started as the reverse mortgage “Community Educator”
• Provided professional instruction & classes to several hundred real estate professionals since 2010
• Substantially increased reverse mortgage (HECM) production every year for many dozens of sales professionals.
  • From just 6 sales in 2000 to nearly 100 transactions annually, personally.
• Recruited & trained 100+ Reverse Mortgage Specialists (RMSs) from 2002 through present
• Conducted weekly motivational & training meetings for RMSs including real estate professionals
• Florida CE Real Estate Instructor for American CE institute from 2011 -2012
• Florida CE Real Estate Instructor for Walk the Talk since 2014
• Texas CE Real Estate Instructor since 2016
• Tennessee CE Real Estate Instructor since 2017

 Senior Education Foundation – Founder & President                                                                            2000 – 2010

• Founded company to help educate seniors on a variety of subjects and enrolled professionals to facilitate
• Organized hundreds of lectures on various topics important to seniors
• Continue to be recognized in the community, regional, and state-wide expert on senior issues

CharityForCharities.org – Founder & President                                                                                        2002 – 2005

• Organized the largest fundraiser in Central Florida history – 3 years running
• Unified 27 local charities to partner and collaborate in harmony year after year
• Raised $600,000 in in-kind donations, services, and funds during 3^rd year annual event called “911 for Charities”

Education & Organizations

• National Reverse Mortgage Lenders Association (NRMLA) – member                                         2000 – present
• Reverse Mortgage Specialist (RMS)                                                                                                    2000 – present
• Certified Senior Advisor (CSA)                                                                                                             2000 – present
• Certified in Long-term Care (CLTC)                                                                                                     2002 – 2010
• West Liberty University                                                                                                                        1984 – 1985

TimLinger@HECMsenior.com     Cell: 321-356-9229

From Boston to Florida Patricia brings charm, commitment and expertiseto the sunshine state. Most of her knowledge and experience comes from selling real estate in the greater Boston area for more than 13 years where her passion for real estate blossomed. Patricia’s understanding of the difference in processes between the two states can be extremely valuable to those who want to buy and relocate to the Central Florida area.

She loves meeting new people and her background in the restaurant and retail industrieshas made her a hard-working professional who always has her client’s best interest at heart.

As a skilled negotiatorshe is diligent and will make every effort to ensure that her clients get the best possible deal.

Patricia understands the stress and anxiety that most buyers experience when going through the home buying process…And she quickly eases the tension by being available when ever she is needed to address any concerns her clients may have. Patricia has developed a keen eye for detail, which enables her to ensure that every detail of the agreement is always concise and correct.

If you are a seller, there’s no one more qualified than Patricia to prepare your house to sell at the highest price in the least amount of time.

As an expert in the art of staging and design, Patricia has the ability to balance the energy in the house, giving it a welcoming and inviting aura, which captivates prospective buyersthe moment they walk in.

Also, as A Seniors Real Estate Specialist^® (SRES^®), Patricia is uniquely qualified to help those over 50 take the next step. She understands that as someone over the age of 50, your needs aren’t the same as a first-time homebuyer or seller. You might be looking to retire, downsize, or join an active adult community. Whatever reason you may have for considering a move, you can depend on an SRES^® to guide you through every part of the process.

Patricia is also an expert in the H.E.C.M. (Home Equity Conversion Mortgage) for those 62 and older. The H.E.C.M allows those over 62 to buy a home for 40% – 60% down and NEVER have to make a mortgage payment again! For more information on the H.E.C.M. Patricia will arrange an appointment with a H.E.C.M. loan officer to further explain the process.

In her spare time,Patricia enjoys spending time walking her mini-poodle around Lake Eola, kick boxing and Silver Sneakers classes. She also spends time with the meet-ups groups: Central Florida Wine Group and Dinner and a Movie.

Her dedication and commitment to her clients, allow her to build relationships that last long after the transaction is completed. Patricia and her team are dedicated professional who will exceed your expectations by delivering exceptional service and being your expert guide from start to finish. Call her today – your dream home is waiting!

Jose Vela is dedicated to providing excellent customer service. His philosophy is simple: clients come first. Pledging to be in constant communication with his clients, keeping them fully informed throughout the entire buying or selling process. He also believes in keeping in contact with past clients and helping them understand how the changes in the market could impact their buying or selling decisions.

He believes that if you’re not left with an amazing experience, he hasn’t done his job. His success is not measured through achievements or awards but through the satisfaction of his clients. Jose takes great pride in the relationships he builds and will always work relentlessly on the client’s behalf to help them achieve their real estate goals.

Today’s buyers and sellers need a trusted resource that can guide them through the complex world of real estate. With his extensive knowledge and commitment to providing only the best and most timely information to his clients, Jose Vela is your go-to source for real estate industry insight and advice. Buying or selling a home is more than just a transaction: it’s a life-changing experience. Feel free to contact me for all your real estate needs.

We all know that Senior’s and Active Adults alike often face a unique and more difficult set of emotional, financial and logistical challenges when it comes time to SELLING or purchasing a home. To better serve these clients, I made the decision to set forth on a journey of continuing education while earning a designation to become a Certified Senior Housing Professional (CSHP). I have been trained to be an advocate, adviser and business partner for my Clients while helping them navigate the complexities of downsizing and late in life moves.